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When To Get An Emergency Installment Loan

You can get an emergency installment loan to fund any urgent expenses that you can't cover with your savings pot. After all, emergencies never happen at opportune moments — they likely occur when you don't have enough to cover them!

Regardless, you should only ever apply for the amount you need. There's no point repaying a large loan that wasn't necessary in the first place. It'll only cause you longer-term issues.

When used in the right way, installment loans from us at Delaware Title Loans, Inc. can help you when you're in a pinch. So, we'll talk more about which situations justify these loans and how to get one in the following sections.

When You Can Justify An Emergency Installment Loan

1. For Home Repairs

Owning a home is a wild ride — just about anything can go wrong at any moment. From smashed windowpanes to roof damage to HVAC problems, the issues need solving. Unfortunately, they tend to be highly expensive.

In this day and age, people struggle to make ends meet, meaning home repairs will likely be a cost they just can't cover. So, they turn to signature installment loans, and you can too.

Most of our clients have fixed one of the following with an emergency installment loan from us:

  • Pest infestations
  • Broken water heaters or furnaces
  • Gas leaks
  • Leaking roofs
  • Electrical issues
  • Damaged front doors or windowpanes

2. For Vehicle Repairs

While your home is likely your largest investment, your car or other vehicle tends to be your second biggest investment. And thus, probably your second most expensive item to fix when things go wrong.

Depending on the age of your vehicle, you have no choice but to deal with costly repairs. After all, time and use wear parts, causing part replacements which usually come with hefty fees.

Luckily, installment loans are here to save the day. You can use the money to fund anything from a full set of tires to a transmission system rebuild. You can justify getting the loan to cover the expenses as long as the repair is necessary.

3. For Urgent Travel Costs

Going on vacation is a fantastic feeling. But when crises occur back home, it can quickly sour the mood.

Same-day plane tickets are notoriously expensive, and you probably didn't plan to end the fun sooner than expected. Therefore, you can use a signature installment loan to pay for your flights and attend to matters at home.

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4. For Unexpected Medical Fees

While you may plan for certain medical expenses when taking out your health insurance, you don't expect the worst. So, if urgent care is needed and the procedures, drugs, or treatments aren't covered under your policy, it can feel like a sucker punch to the gut.

Medical fees aren't cheap. You hear horror stories of people paying thousands for even minor treatments. Therefore, you can justify an emergency installment loan in these situations. We can offer you as much as $1,250 to fund part or all of your healthcare costs.

5. For Veterinary Treatment

During a pet-related emergency, everybody is stressed, including your fluffy family member!

And on top of that, you have to contend with the cost of this out-of-hours veterinary treatment.

Depending on the type of procedure needed, you could end up with a bill of over $1,000. Luckily, you can fund it with a signature installment loan from us.

Just remember to check whether your pet insurance covers the expenses first. Otherwise, you might be taking out a loan for no reason. We're a last-resort option.

How To Get An Emergency Installment Loan

So, by now, you have figured out whether your situation justifies an installment loan. If you've realized it does, now is the time to learn how to get one. Thankfully, at Delaware Title Loans, Inc. it's wonderfully easy, as you'll see from our step-by-step process below:

  1. Firstly, accurately fill in the installment loan inquiry form on our website. Be sure to check "signature installment loan" because we offer title loans too.
  2. Wait for us to give you a call and discuss the process.
  3. Bring the necessary items (government-issued ID, proof of income, and bank statement) to your nearest store.
  4. We'll verify everything and decide whether you qualify for the loan.
  5. Finally, receive the cash you need.

Get An Emergency Installment Loan Right Now!

Whether you need to pay medical bills, repair your vehicle, or cut your vacation short to deal with an at-home problem, an emergency installment loan is justifiable. You don't even need a perfect credit score to gain approval!

Just complete our easy online form, and we'll talk you through the process. It won't take too long — we understand you don't want to spend hours dealing with a loan application amidst an emergency. So, you can expect to hear from us within a few moments. Get started now!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.