Wondering About Installment Loans in Delaware? Here’s What You Need to Know
February 23, 2021 | Louis Tully
Are you pressed for cash? Applying for a short-term fast loan could be an optimal way for you to get cash swiftly and without having to jump through a bunch of bureaucratic hoops.
What signature installment loans in Delaware have to offer can be a real lifesaver when you need urgent cash. Here’s why:
1. Installment Loans in Delaware Are Among the Most Accessible Loans
Traditional financial institutions like banks have a long list of rigid requirements you must satisfy if you want to get approved for a loan.
Getting approved for Delaware installment loans is much easier.
All you need is:
- Be a legal adult (over 18 years old) – and have a government-issued photo ID to prove it;
- Some sort of an income – you’ll need to provide the loan representative with your most recent pay stub as proof;
- Have an active checking account in your name – you’ll need a statement from the account to prove it.
That’s literally it.
As long as you’re over 18, can prove you’ve got some sort of income, and have an active checking account in your name – you’re eligible to apply for installment loans. And your chances of getting approved are much higher than they would be with a bank.
2. With Delaware Installment Loans All Types of Credit Are Welcomed
Unlike with most traditional financial institutions, your chances of getting approved for installment loans with Delaware Title Loans, Inc. do not depend on your credit history.
If you’ve been discouraged from applying because your credit score is bad or nonexistent, change your way of thinking right now. As long as you satisfy all of the above-mentioned requirements, you’re a viable candidate for the loan.
Another thing you don’t have to worry about is how getting a short-term fast loan will impact your existing credit score. Delaware Title Loans, Inc. does not report to credit bureaus, so your credit history won’t be affected.
3. No Worries About The Loan Amount
What makes installment loans a great way to get cash is that you will get a large enough sum to cover the emergency expenses but not large enough to abuse the money and take so much that you’ll have trouble repaying later. With installment loans in Delaware specifically, you can get up to $1500.
4. Installment Loans with Delaware Title Loans, Inc. Make the Process Easy
One of the reasons these are the best loans in Delaware is that here at Delaware Title Loans, Inc., we strive at satisfying our customers’ needs by making the process as easy and comfortable as possible.
Not only is the application process simple, but you’ll be able to choose the location most comfortable for you so that you won’t spend extra time and gas on the commute.
It doesn’t matter what type of income you’ll be coming with – as long as you provide the most recent pay stub and prove you have an income to pay the loan off, your income will be accommodated.
Last, but certainly not least, the loan representative will do their best to come up with the loan payoff schedule you can comfortably work with.
And, of course, we’re always ready to answer any questions you might have. So, don’t be shy and ask your questions! Either during the initial phone interview or later during your face-to-face meeting.
5. You’re Not Likely to Find a Faster Way to Get Cash
First things first – the entire application-approval process is simple and quick. You apply for the installment loan online and wait to be contacted by the loan representative.
Then you go to the meeting, equipped with all the required documentation, wait for the representative to assess everything, and get approved.
The entire approval process takes on average only around 30 to 40 minutes.
And the most enticing part? You get the cash the very same day you apply and go through the approval process.
How Do I Apply for Installment Loans in Delaware?
Applying for Delaware installment loans is so easy, you can start the process without ever having to leave your couch. Here’s how:
- Go to the Home Page of the website and fill out the online form.
- Wait for the loan representative from the nearest location to give you a call and set up a meeting with you.
- Have the required items – your government-issued ID, the most recent pay stub, and the statement from an active checking account in your name – ready to bring with you to the meeting.
- Wait for the loan representative to assess the documents and determine if you qualify for the loan (and how much cash you qualify for).
- Get your approval and cash.
Sometimes emergency comes at a very inappropriate moment when you’re not ready for it. The information given in this article will help you be prepared for the worst time possible. And if an emergency does strike, remember that you can get your quick cash with Delaware Title Loans, Inc. Contact us today for more information!