woman wondering about title loans vehicle inspection

Is A Physical Inspection Needed To Qualify For Auto Title Loans Online?

If you're looking to get auto title loans online, consider applying at Delaware Title Loans, Inc. for help. We specialize in providing loans to individuals throughout the state. We've done everything possible to simplify the process, so you can get your loan and continue your life.

An auto title loan usually only involves a few steps, but you might wonder whether one of the representatives needs to see the car or can all be done online and over the phone. You need a physical inspection, but this might be much easier than you think! Keep reading to discover how our online title loans online process works!

What Does An Auto Title Loans Online Inspection Involve?

1. A Mileage Check

One of the things we'll be taking a quick look at is the mileage on the car. This is very quick and easy and helps us understand its overall condition and any wear and tear. It doesn't take long for the agent to look at the mileage, and they'll input this information into our system as part of the calculation that tells us how much you can borrow.

2. A General Condition Check

We'll also be looking at the car's general condition when we offer auto title loans online. The loan agent will take a quick note of bumps, scratches, bends, and other damage to the exterior. These things affect the car's market value, so it's essential for us to jot them down. If your car is in excellent condition, you'll likely get a better loan, so bear this in mind.

Although minor dents and scratches are unlikely to impact the loan we can offer, a vehicle in bad condition will mean you can't borrow as much money overall. We offer title loans of up to $15,000 on some vehicles, so you can borrow a more significant amount if your car is in good condition and is a popular make and model!

woman wondering about vehicle inspection

3. An Interior Check

As well as looking at the car's exterior, our agent will want a quick look at the interior. This isn't a thorough inspection and can be done very swiftly, but it is also an integral part of our calculations.

Again, the condition of the interior of your vehicle will have some effect on the amount of money that you can borrow. If it's in excellent condition, you're likely to be able to borrow more than if it's in poor condition.

4. Mechanical Check

The loan representative you're dealing with will want to check over the vehicle's mechanical condition too. Faults and damage will reduce the loan amount, while a good-condition vehicle will mean better borrowing power. If your car has been in any accidents, the loan representative will take note of this and any repair work that has been done as a result.

5. Modifications

The loan agent will look for any modifications that have been made to the car, as well. They will check whether these modifications are legal according to state laws and whether they have been done professionally. You may be offered a lower loan amount if any modifications don't comply with state laws.

How Long Does A Vehicle Inspection Take?

Each vehicle inspection is done on a case-by-case basis, as every car is unique. Knowing the year, make, and model of your car helps us assess its general value, but the vehicle inspection tells us its actual value. It's a crucial step.

In general, an online auto title loan inspection can be done very quickly. Many are completed in less than an hour, leaving you free to get on with your day. Some checks will take longer, especially if your car has extensive damage, significant modifications, or other complexities.

Make sure you leave enough time for our meeting. If in doubt, check with the telephone agent about how long you might need. If this happens, you don't want to rush off partway through the inspection, as we won't be able to complete your loan.

car used for vehicle inspection

Get Auto Title Loans Online Today!

Delaware Title Loans, Inc. specializes in online title loans and will gladly help you with every step of the process. You can bring your vehicle to the store for an inspection or have an agent meet you at a convenient location of your choosing. Coffee shop, house, or park near your home – it's up to you.

We understand that getting a loan can be inconvenient, so we have made it as easy as possible. You don't have to leave your home if you would instead not do so. If you’re searching for fast emergency cash, fill out our online inquiry form to start the auto title loans online process now!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.