If you're thinking about applying for auto title loans online, you might wonder: Do I need a vehicle inspection? At Delaware Title Loans, Inc., we help you get the cash you need quickly, and yes, an inspection is required, but it’s much easier than you think!
Let’s walk through what a vehicle inspection for online car title loans includes and how fast it can be done.
What Happens During an Inspection for Auto Title Loans Online?
A vehicle inspection helps determine how much money you qualify for when applying for an auto title loan online. Here’s what to expect during the process:
1. A Mileage Check
One of the things we'll be taking a quick look at is the mileage on the car. This is very quick and easy and helps us understand its overall condition and any wear and tear. It doesn't take long for the agent to look at the mileage, and they'll input this information into our system as part of the calculation that tells us how much you can borrow.
2. A General Condition Check
We'll also be looking at the car's general condition when we offer auto title loans online. The loan agent will take a quick note of bumps, scratches, bends, and other damage to the exterior. These things affect the car's market value, so it's essential for us to jot them down. If your car is in excellent condition, you'll likely get a better loan, so bear this in mind.
Although minor dents and scratches are unlikely to impact the loan we can offer, a vehicle in bad condition will mean you can't borrow as much money overall. We offer title loans of up to $15,000 on some vehicles, so you can borrow a more significant amount if your car is in good condition and is a popular make and model!
3. An Interior Check
As well as looking at the car's exterior, our agent will want a quick look at the interior. This isn't a thorough inspection and can be done very swiftly, but it is also an integral part of our calculations.
Again, the condition of the interior of your vehicle will have some effect on the amount of money that you can borrow. If it's in excellent condition, you're likely to be able to borrow more than if it's in poor condition.
4. Mechanical Check
The loan representative you're dealing with will want to check over the vehicle's mechanical condition too. Faults and damage will reduce the loan amount, while a good-condition vehicle will mean better borrowing power. If your car has been in any accidents, the loan representative will take note of this and any repair work that has been done as a result.
5. Modifications
The loan agent will look for any modifications that have been made to the car, as well. They will check whether these modifications are legal according to state laws and whether they have been done professionally. You may be offered a lower loan amount if any modifications don't comply with state laws.
How Long Does A Vehicle Inspection Take?
The inspection for auto title loans online is fast, usually under one hour. Most customers can complete it the same day they apply.
The process is smooth and simple:
- Every car is different, so inspection times vary slightly.
- We assess your car’s value based on condition, model, year, and mileage.
- Extensive damage or modifications may take a bit longer to review.
Tip: Ask the agent how long it will take if you’re on a tight schedule. It’s best to allow enough time so we can finish the process without delays.
Get Auto Title Loans Online, Fast and Easy
At Delaware Title Loans, Inc., we make it easy to get auto title loans online with a fast inspection process. You can bring your car to one of our stores or schedule a time for an agent to meet you at your home, work, or even your favorite coffee shop.
We understand that life is busy, that’s why we’ve simplified the steps:
- Fill out our quick online form.
- We’ll contact you to schedule the vehicle inspection at a Delaware Title Loans location near you.
- Once approved, you can get your cash the same day or next business day.
If you're looking for fast cash and don’t want a complicated loan process, start now with online auto title loans.
Need Emergency Cash? Apply Now
Don’t wait for the next emergency to become a crisis. If you’re in need of quick money, auto title loans online can help you use your car’s value to get the cash you need.
Apply for auto title loans online and get started today with a fast inspection for auto title loans online, without giving up your car!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
