Are you facing a financial emergency and need to raise cash today? Delaware Title Loans, Inc. offers same-day title loans with fewer requirements and paperwork than traditional bank loans. It’s fast, convenient, and much easier than any loan you can get from a bank.

Here’s what you need to know about same-day title loans, why they’re faster than traditional bank loans, and how to apply for one.

What You Must Do To Qualify For Same-Day Title Loans

Why Do Bank Loans Take So Long To Approve?

Getting a personal loan from a bank can take one or two weeks. That’s because they conduct a very extensive credit check. They will obtain and review your credit report, which can already take four to five business days. After all this, they will also ask you to fill out a long form and conduct a personal interview.

If you have a high credit score, you can get approval faster. However, if you have a low score, you can expect the process to become longer and more complicated. You will have to check your report for errors and then file for a correction. Or, if there were no errors, you will have to appeal to the bank to accept your application even if you don’t meet the minimum credit score.

Aside from the credit score, banks will also check your income and employment history. They will even ask what type of job you have, how long you’ve had it, and whether you recently changed jobs—and if your answers don’t meet their criteria, then you will be denied, even if you can afford the loan.

If they ask you to find someone to co-sign the loan, whoever you find will also go through the same kind of credit checks. It is a very tedious and time-consuming process.

Same-Day Title Loans: Fast, Simple, Convenient

There’s a faster and easier way to get emergency cash. Title loans are secured loans where you use vehicle titles as collateral. You can borrow from $300 to $15,000, depending on your car’s model, age, and condition.

A paper car approaches a hill of money to symbolize qualifying for a same-day title loan.

Simpler Requirements

Unlike traditional bank loans, same-day title loans don’t have a minimum credit score or any criteria for employment and income. You simply need to be a registered vehicle owner with a lien-free title.

In layman’s terms, “Lien-free” means that the vehicle is not currently being used as collateral for other loans or has no current court judgments against it. You should also own the car outright since banks will place a lien on a vehicle until a car loan is paid off.

Less Red Tape

Same-day title loans only need three requirements: a driver‘s license or state-issued ID, a lien-free vehicle title, and a vehicle inspection that will determine the car’s market value and the loan amount you qualify for.

See how convenient that is? Aside from saving time, you also avoid unnecessary stress and hassle.

You don’t waste any time filling out long forms.
You don’t have to go through a lengthy interview.
You don’t have to gather supporting documents, which can already take several days on its own.
You don’t have to look for someone to co-sign the loan.

How To Get A Same-Day Title Loan

Delaware Title Loans, Inc. has also developed an efficient process that removes all waiting time and delays. Not only do you get the money on the same day, but the in-person process can take as little as 30 minutes. Here's how it works:

Fill up the short online inquiry form. A loan representative in our nearest branch will then call you to explain the loan. You don’t have to wait in line or be put on hold.
Talk to the loan representative. The loan representative will explain the same-day title loans and answer any questions.
Finalize the application. You have two options here. You can visit the branch to submit documents and get the vehicle inspection, or you can request a representative to meet you at the location of your choice.
Get the money. Once the loan is approved, you will receive the cash the same day or the next business day.

Remember, Delaware Title Loans, Inc. is one of the few online lenders that can guarantee same-day title loans. Other lenders may have an online process, but it can take several days to release the cash. However, we give the money as soon as a loan is approved. You never have to wait.

Money wrapped by a rubberband to be used for an emergency.

Apply Now And Raise Emergency Cash

When facing financial problems, know that you can raise emergency cash quickly and conveniently with same-day title loans. It can help pay for health care, urgent repairs, rent backlogs, urgent and unexpected travel, and other personal problems. Fill out the form and get your money now.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.