Budgeting Tip: How Much Are Groceries Per Month Usually?
We've all got to eat. It's the main part of our expenses in life but that doesn't mean it's always affordable. Many people live without proper nutrition, so looking into an empty refrigerator can be worrying. None of us want to go to bed hungry, so we budget for food instead. But how much are groceries per month normally, and do you have enough cash to cover the curveballs that life may throw your way?
The average American family has less than $3,000 in their bank account for emergencies and unexpected expenses. The fact that the price of groceries has gone up in the last few years doesn’t help when it comes to saving more money.
But you can manage to afford your groceries even if an emergency or something unexpected happens, thanks to the following budgeting tips and having options for urgent financial needs, such as online title loans Delaware offers.
Here are a few tips to help you budget better and eat healthier.
5 Quick Tips To Help You Budget For Groceries Each Month
- Try to plan your meals in weekly intervals to save money on impulse purchases.
- Keep your leftovers for daytime meals and snacks or use them for a unique recipe on the weekend.
- Use coupons and special discount codes as often as you can to save more money.
- Shop on grocery store sale days to maximize your coupons and savings.
- Buy your staple items in bulk if possible to get a cheaper price.
How Much Are Groceries Per Month If You Live Alone?
After implementing these tips, you’d need to figure out how much cash you need to cover the cost of meals each month.
If you're smart, you can usually make a delicious dish at home for $10 or less. Depending on what you make, you might even have some leftovers. So, since most months have about 30 days, that can come up to around $300 per month to feed a single person.
It all depends on how much you eat and which types of foods you prefer, though. Higher-quality items generally cost more than store-brand foods, but store-brand foods aren't always as nutritious as name-brand items. Plus, some people need to eat more than just once per day. So, multiply the $10 standard to accommodate your daily eating habit.
TIP: Compare food labels to determine which item offers the best cost/quality/quantity ratio.
How Much Are Groceries Per Month If You Have A Family?
Budgeting grocery money for families can be tricky. That's because each person has their own appetite, cravings, and dietary requirements. Thus, the first step here is to determine your family's average monthly grocery bill and then see where you can cut back or save some cash. Use the $10 per meal standard as a baseline.
Keep in mind that appetites can change as your children develop, so always recheck your grocery budget every 6-12 months to make any necessary adjustments. If you need to add funds to the budget, find out why and see if you can fill the cupboards for less money. Never sacrifice your family's nutritional health to save a buck though.
How Much Are Groceries Per Month If You Eat A Special Diet?
What about if you have a special diet, how much are groceries per month for people who follow a tailored meal plan? That all depends on what the meal plan requires. For example, some diets ask people to eat more of a specific ingredient than another. However, that ingredient's price may fluctuate in the supermarket each month so pay close attention and keep track of the main ingredients you use in your diet to get a more accurate estimation.
NOTE: If you eat a certain diet because of health issues, allergies, or weight loss, try to find inexpensive meals and creative recipes that use items you already have around the house.
Affording Groceries Despite Sudden Emergencies
The average grocery bill in the United States is around $350 per month, but that's not enough in every case and may only represent small families or single individuals. That means your monthly groceries could cost as much, if not more, than insurance policies and phone bills combined.
Affording groceries can be tricky when you face an emergency that requires financial attention. With that said, starving is never an option. That’s why more than two million people request a title loan online to deal with urgent expenses every year.
The funds from a title loan can help with the curveballs life throws your way, from sudden home repairs to urgent healthcare, and enables you to continue being able to afford your daily life. It also helps that you can get title loans in Delaware easily and quickly thanks to their streamlined process at all Delaware Title Loans, Inc. locations.
DID YOU KNOW: You can get as much as $15,000 if you qualify for a Delaware title loan.
How To Get A Title Loan Today
You can start online without even getting off of your couch. Fill out the short intake form on Delaware Title Loans, Inc., and a loan representative will contact you within a few minutes to answer any questions you may have and schedule an appointment to complete the process at your earliest convenience. Here's what you'll need to get approved:
- Your driver's license or a government-issued photo ID.
- The lien-free title of your vehicle.
- Your vehicle for a quick appraisal.
You can also bring along some banking information to speed up the process of your bank deposit.
The Delaware Title Loans, Inc. representative can meet you at a location of your choice to review your documents and inspect your car. If you are found to be qualified, you can finish your paperwork right away and get your loan the very same day.
No one should have to be hungry, even right after dealing with some financial problems or urgent expenses. So, learn to use the available help when dealing with emergencies that are a bit too big to handle alone. Submit an online form today to check your qualification for title loans in Delaware.
For more about budgeting your paycheck, read our other budgeting tips and tricks articles.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.