The stimulus check might have been the best idea that our government had. During these hard times, it is difficult to have access to any kind of money and a bit of extra cash would be more than welcome for anyone. This is especially true for people who lost their job, for those whose business was forced to close down and for those who suffered a massive loss but are still able to keep their shops open. Between everything going on in the world today, the need for extra money is a common one.
If you are going to be the recipient of the new stimulus check, you will benefit from these ideas about what to do with it. We’ll also cover where you can find emergency money if you find you need more when your stimulus is gone.
8 Great Uses for Your Check
1. Start an Online Class
Education represents one of the best investments one can make because, when leveraged properly, it will help you for years to come. New jobs that require certain qualifications open up often and taking the time to learn something new can help make you a viable candidate for your dream position.
2. Invest in Your Child’s Education
The only thing that beats learning is helping someone you love to learn. By giving your child access to higher education, you give them access to opportunities. You know how expensive education can be, especially if you’ve pursued it yourself, and storing money away for this purpose is a great way to ensure that these high costs aren’t sneaking up on you.
3. Buy Books
A great way to educate yourself without the hefty price tag of formal schooling is by buying and reading books that will help you develop skills. According to recent surveys, almost 25% of Americans haven’t read a book in the last 12 months, but you can change that statistic yourself by purchasing a book that can further develop your skills. While formal schooling comes with a degree or a certificate of completion that you can use on a resume, books are a cheaper option of expanding knowledge.
4. Relax
Hustling is hard and hustling for long periods of time can lead to burnout. It’s important to remember that life is a marathon, not a sprint, and if you’re starting to feel burnout from working longer hours or stressing over, well, everything, using your stimulus to take a night off or to treat yourself to dinner isn’t a bad way to spend this money.
5. Hire a Personal Trainer
Your health is important, especially with COVID running amuck in the world, and hiring a personal or wellness trainer can be a vital component to ensuring you’re taking care of yourself.
6. Pay Outstanding Bills
If you are having a hard time paying your bills, like almost everyone nowadays, the stimulus check is a great way to ensure you have enough money to pay the important bills like your rent/mortgage, your power bill, and utilities. While many places are allowing you to pay when you can, these bills will roll over and begin to accrue.
7. Put Money In Your Retirement Fund
Making sure that you are going to have a packed savings account when you retire will be your ticket to comfort. Old age shouldn’t make you stuck, it should mean that you have become free to do whatever you want, and wherever you want.
8. Bolster Your Emergency Fund
Did you know that the average American has $400 in their savings account to deal with an emergency? This number has dropped even lower with the impact of COVID. If you don’t already have one, you should have many set aside to handle all of the miscellaneous emergencies that like top pop up unannounced.
When these happen, you’re probably left wondering where you can find fast emergency cash in a pinch? Thanks to our easy-to-follow application process, you can find and use car title loans in Delaware in no time. Here’s how they work!
Online Title Loans – How It Works
Title loans are a short-term loan option type that allows you to leverage the value of your vehicle in order to secure up to $15,000. The application process is easy and can be completed in as little as 30 minutes. Simply by filling out a short online form on our homepage, you’ll be able to secure your online title loan in Delaware in no time. The only things you’ll need are:
- Your driver’s license
- The lien-free title to your vehicle that’s in your name
- Your vehicle for inspection.
If you don’t have a vehicle, don’t worry. We also offer installment loans that can also be secured at the drop of a hat. The only thing you’ll need to supply for a Delaware installment loan is proof of income, your driver’s license, and a blank check from a bank account in your name. With that, you’ll be able to secure up to $1,500 in your installment loan today! Serving several different cities throughout the state, we make finding title loan locations in Delaware simple and painless. For those times when your stimulus check isn’t enough, visit our website to find your fast, emergency cash.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.