At Delaware Title Loans, Inc., we can offer you an online title loan to cover urgent expenses. With this type of loan, you can borrow between $300 and $15,000 without needing a good credit score. Simply own a vehicle outright and have a form of valid identification for a chance to qualify. 

That said, the decision to take out a loan of any kind shouldn't be taken lightly. You should always consider whether you genuinely need a loan and request only the necessary amount to fund the emergency.

If you're struggling to figure out whether you need an online title loan to cover urgent expenses, you're in the right place. The following sections will look at what type of emergencies generally justify taking out a loan and how to use title loans for unexpected expenses.

Can Online Title Loans Cover All Types Of Urgent Expenses?

Whatever type of emergency you're facing, you can use a title loan to pay for it. However, our customers generally use our loans to fund the following urgent matters:

Medical Bills

In the United States of America, medical bills are one of the highest costs you'll ever have to pay — especially if you're hospitalized for any length of time, regardless of health insurance. As such, many patients and their family members seek loans to help fund the bills. 

Depending on the amount, title loans can help you cover:

• Inpatient bills that include charges for medical supplies and services, tests (e.g., X-rays), and your room.
• Newborn/obstetrics bills that include charges from the OB-GYN, anesthesia, pediatrician, and the hospital.
• Observation bills that include charges from outpatient provisions and observation physicians.
• Surgery bills that include charges for the operating room, pre-surgery tests/procedures, surgical supplies and services, anesthesia, and the surgeon. 
• Imaging bills that include charges for X-rays, ultrasounds, MRIs, MRAs, PET, CAT scans, and nuclear medicine.
• Medical bills that include charges for the medical and surgical care they provided, alongside costs for review/interpretation of diagnostics tests. 
• And plenty more!

Home Repairs

Your home is your greatest asset. Unfortunately, it's also the most expensive, particularly when it goes wrong. Therefore, home repairs are another category of urgent expense that online title loans can cover when you don't have enough in your emergency fund. 

Some of the most common home repairs title loans cover are as follows:

• Electrical problems — These tend to be expensive because they necessitate professional intervention. Electrical issues aren't something the DIYer should undertake. Expect to pay thousands of dollars for such repairs.
• Roof repairs — Whether it's a missing tile or damage caused by a storm, you shouldn't ignore roof problems. Otherwise, you might be left with a more extensive repair to the inside of your home. However, they're costly. So, a title loan can ease the pressure.
• Air conditioning issues — Regardless of the season, you need a working HVAC system to keep your family comfortable. Unfortunately, these repairs come without warning.

Veterinary Fees

You never plan for your furry friend to get sick, but it's bound to happen at one point or another. And when it does, it can be pretty expensive, especially if it's out of vet hours and you don't have pet insurance. Hence, you can use a title loan to fund the costs.

Note: If you have pet insurance, always contact your provider or check your policy to see if the treatment is covered. If it is, it's wise to go through your insurance to keep costs as low as possible.

How To Use An Online Title Loan For Emergencies

Know you need to get a title loan online. Here's how our process works:

1. Fill out our online form.
2. Wait for one of our loan representatives to give you a call. 
3. During the conversation, we'll ask you to select a meeting location. Since it's an online title loan, you don't have to come into our store. Instead, we'll meet you at your home or workplace. 
4. Be ready for the appointment on time, ensuring your ID, vehicle, and lien-free title are to hand. 
5. When our representative arrives, they'll look at your documents and inspect your vehicle to establish whether you qualify. 
6. If you do qualify, you will receive the money on the same or following business day (roughly 24 to 48 hours). 
7. Once you receive the money, you can use it to fund your emergency.

Get An Online Title Loan From Delaware Title Loans, Inc. Right Away!

You can use an online title loan from us at Delaware Title Loans, Inc. to fund urgent expenses like medical bills, veterinary fees, and home repairs. All you need to do is fill out our online form and we'll give you a call to confirm your details. If you qualify, you'll receive the money in as little as 24 to 48 hours.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.