Getting a loan quickly is easier than ever when you follow these 5 simple tips. Whether you need a car title loan or another type of title loan, Delaware Title Loans, Inc. is here to help you get the cash you need without long waits.
It's easy to get my loan now when you keep the following tips and tricks in mind:
- Ensure you have the correct documents
- Make sure you can afford to repay it
- Understand all the requirements
- Check your credit beforehand
- Know our car title loan process inside and out
Here, we dive deeper into each tip to help you understand precisely how to get your loan now and not wait weeks upon weeks for approval.
How to Make Sure To Get My Loan Now
1. Ensure You Have The Correct Documents
The first way to get my loan now is to gather all your documents before starting the process. Of course, different loans require different documentation. But the good aspect of getting a title loan from us means you only need these three things:
- A driver's license or another sort of state-issued photo identification, such as:
- Your US passport
- Your non-driver photo ID issued within the US, including US territories
- Your US passport card
- Your US military ID card
- Your US military dependent's ID card
- Your tribal card
- Your vehicle (Please note: only cars, vans, and trucks are accepted! We do not deal with boats, RVs, trailers, or other modes of transport.)
- Your lien-free title to your vehicle, proving you have zero outstanding judgments or liens against it and you own the vehicle
2. Make Sure The Information Your Provide On Your Application Is Correct
Yes, it seems simple. But you'd be surprised by just how many people rush to fill in their loan application form and accidentally input incorrect information, which slows down the process exponentially.
To make sure you get my loan now, take a breath and re-read your answers before hitting submit. That way, you won't have to do the entire process again when your information doesn't match up to your documents.
3. Understand All The Requirements
Aside from the physical documents you need to submit, some loans have other requirements. For example, you must be at least 18 years old to acquire all loans in Delaware. Plus, if you're looking to get a title loan from us, you need to understand how we value your vehicle to ensure we can offer you the amount you need (between $300 and $15,000).
We consider a plethora of factors when valuing your car, van, or truck, including:
- The national average price for your make and model — The more luxurious or popular your car's make and model, the more it's worth. Some vehicles, like Ford Mustangs, remain popular and, therefore, are typically worth more long-term than 'trendy' cars like Fiat 500s.
- The condition — Poor cosmetic and mechanical conditions drastically lower your vehicle's worth. Scratches, dents, dings, stained interiors, worn tires, and overly scored brake pads affect your ability to gain eligibility for a larger loan amount.
- The odometer reading — Higher mileage indicates more wear and tear. If you've ever bought a used car, you probably noticed that those with more miles on the clock were priced lower than those with a lower number of miles.
- Any customizations — Spoilers and decals often decrease the vehicle's value, whereas installing a new engine can ramp up the worth.
4. Check Your Credit Score Beforehand
Some loans, such as auto title loans, don't require a good credit score; you can get approved with a fair to a poor score. However, if you're trying to obtain a loan that needs a great to exceptional score, it's worth knowing your score before applying. You'll save yourself a lot of time.
5. Know the Delaware Title Loans Process
Here’s how to get your car title loan fast with Delaware Title Loans:
- Fill out our online form to send your info to the nearest location.
- Receive a call from a loan representative to review your documents and set a meeting.
- Bring your ID, lien-free title, and vehicle for a quick inspection.
- Get approval and receive your money the same day or next business day.
FAQ: Online Title Loans
How quickly can I get my loan?
Approval often happens the same day, with funds available the same or next business day after approval.
What vehicles qualify for a Delaware Title Loan?
Only cars, vans, and trucks with a lien-free title qualify. Boats, RVs, and trailers are not eligible.
Do I need good credit for a title loan?
No, title loans generally don’t require good credit because your vehicle acts as collateral.
Get a Car Title Loan Today!
To get my loan now, follow our tips above and ensure you're trying to acquire a loan with a fast approval speed like our title loans!
Start your online application now or visit a local Delaware Title Loans office near you!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
