woman considering title loan in Delaware

How Can I Get Cash For My Title?

You can rely on title loans when other financial options have let you down, but if you’re new to the world of borrowing, you may wonder what you need to do to get cash for title. Here’s what a car title loan can do for you and how we at Delaware Title Loans, Inc. can help.

A car title loan can secure quick borrowed cash when an emergency hits. To take out one of our loans, complete the inquiry form and wait for one of our trusted representatives to reach out. You’ll need to provide your ID, lien-free car title, and your car itself for inspection to potentially be approved for the loan.

To get cash for title, your first step is to fill out the convenient inquiry form we provide on our website! To ensure you understand the process, the rest of this article will explain in depth how you can get cash using a car title loan.

The Simple Way To Get Cash For Your Title

How Do Car Title Loans Work?

Reviewing how these loan options work quickly is essential to understand why you can borrow money using a title loan. With Delaware Title Loans Inc, you can get anywhere from $300-$15,000, depending on your approved amount. Car title loans require you to put up your lien-free car title as collateral.

We place a lien against the vehicle to minimize the borrowing risk and ensure the loan is repaid. The same is true of any lender, and we allow you to continue using your car as you would typically throughout the repayment period. You’ll also get your title back once the loan is completely paid off.

What’s Required To Get Cash For Title?

Of course, what you should start to realize is that title loans have some prerequisites. You need to own your car outright to have the car title to use as collateral.

In addition, your car can’t have any liens on it. Liens are legal claims against a vehicle that defer ownership to the lienholder if the debtor doesn’t pay what they owe within a specific timeframe.

Title loan lenders use liens, as do dealerships, tow truck companies, and even the government, to ensure their interests are protected, and they are paid what is owed to them.

man thinking about getting cash for title

As you might imagine, Delaware Title Loans, Inc. won’t be able to work with you to provide cash for title if your car already has a lien since it already has another legal claim by a third-party source.

If you’re wondering how to determine if your car has a lien on it, you can read our article on how to get a lien-free car title.

Providing Your ID

You’ll also need to provide a valid form of ID when you meet with one of our representatives in person. That way, we can confirm your identity. You can use your driver’s license if you have one, but if not, then a passport, military ID, or student ID is acceptable.

Bringing Your Car

Lastly, you’ll need to bring along the car whose title you use as collateral. One of our loan specialists needs to verify that it matches your title and that the VIN is legal; moreover, the value of your car plays heavily into how much money you qualify for.

More valuable cars will give you a more significant borrow amount when you apply, giving you more cash for title.

The Easy Process To Apply

Now that you know what you need to apply, let’s review how to get cash for title.

  • First, you’ll need to complete the form on our website!
  • When you do, a loan associate will give you a call back to review the loan details and answer your questions.
  • They’ll review the info you provided and schedule a time and place to meet.
  • Bring your required items to that meeting, and they’ll check them, along with your car’s condition, title, and VIN.
  • When all’s said and done, they’ll assess whether you qualify. Should you get approved, you’ll receive your money either on that day or the next day.

couple getting car title loan

Submit Your Loan Inquiry Today!

Whether you need quick cash for a medical emergency, repair, utility bill, or emergency travel, we’ve got you covered. When an emergency strikes, you don’t always have the funds to take care of it out of pocket, which is when you might consider cash for title.

At Delaware Title Loans, Inc., we have a streamlined application process and simple requirements to help you put your best foot forward during a financial crisis. If you’re ready to start, complete the inquiry form here on our site, and we’ll be in touch soon to help you with the rest!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.