woman given title loan fast cash

Using A Title Loan Can Help Lead You Down The Road To Fast Cash

The road to fast cash is much more straightforward when using a title loan from Delaware Title Loans, Inc. By meeting a few relaxed requirements and following a few quick steps, you can be well on your way to getting the money you need to solve whatever urgent need you have.

This guide will equip you with everything you need to know about title loans and using them to get fast cash. First, you’ll discover what a title loan is and how you can qualify for one. Then, you’ll dive deeper into the steps to apply for one quickly.

Let’s get to it!

What Is A Title Loan, And How Do You Qualify For One?

A title loan can help you get cash urgently, so it’s important to understand what it is and how you can qualify for one.

In a nutshell, a title loan is a financial product that unlocks the value of your car to lend you money. You’ll use your car title to secure the loan and potentially borrow up to $15,000, depending on how much the car is worth.

This type of loan has relaxed requirements and fast processing times, making it a helpful option to consider when you have an urgent need for emergency cash.

title loan can help lead you down the road to fast cash

You can qualify for one of the loans by meeting the easy requirements below:

  • Minimum age: You must be at least 18 years old to apply for one of these loans.
  • Identification: You must be able to provide valid identification as well. Your driver’s license will do, but you can also use another state-issued photo ID in its place if you don’t have one.
  • Lien-Free Title: As you can guess from the loan’s name, you must also have a car title to qualify. More specifically, that title must be lien-free or ‘clear’, which means you own the vehicle outright with no outstanding loans or judgments against it.
  • Car for inspection: Lastly, you must also be able to bring the car with you for a quick physical inspection. The process will only take a few moments, and you get to keep the car afterward, regardless of the loan’s outcome.

It shouldn’t take too long to prepare these items, and that means you can apply for a title loan pretty quickly.

How Does A Title Loan Lead You To Fast Cash?

Now that you know what a title loan is and what’s required to qualify, you’ll be glad to know that the road to quick cash is a very short one.

Here’s what that journey will look like for you:

Step 1: Submit The Online Form

First, fill out the online form with the required details. Those will include your name, contact number, and ZIP code. Also, you’ll have to provide some basic information about your car, like its make, model, and year.

After you submit the form, you can begin to prepare the required items while waiting. Your information will go to the nearest store location.

Soon after that, a representative from that nearby store will call you to explain the remainder of the application process.

Step 2: Meet The Representative

Next, you’ll meet the representative in person with the required items and your car. This meeting will take place at the time and location that you agreed upon with the representative on the phone call in Step 1.

Here, the representative will verify your information and inspect your car. Then, they will help you complete your loan request.

Step 3: Get Your Money

It won’t be long before you find out whether or not your loan is approved. If it is, you can sit back and relax while waiting for the money to come.

Your money can be with you as early as the same day of your request. However, there’s a possibility you’ll get it on the next business day instead.

Either way, your wait won’t be too long. You’ll get your money and can handle your urgent payments in no time!

man with his total loan

Will Bad Credit Disqualify You From Getting A Title Loan?

No, you don’t have to worry about bad credit disqualifying you from getting one of these loans. Whether your credit is good or bad, you can enjoy the same road to quick cash when you apply for a title loan.

Begin Your Journey Now!

The road to fast cash is quick and easy with a title loan, and you can reach out to Delaware Title Loans, Inc. at any time to get started. Just submit the online form with your details to jump-start the process and bring you closer to the necessary funds.

Soon after your information reaches a helpful representative, they’ll call you to discuss your loan request. That includes briefing you on the requirements and guiding you to the next steps!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.