Preparing for Christmas with additional funds makes things easier to manage, and Delaware Title Loans, Inc. can help make that happen! Use a title loan to unlock your car’s value and secure the quick cash you need to fund your festive plans!

This quick guide will show you how to use a title loan to prepare for a joyful Christmas. You’ll also discover what you need to qualify for one of these loans and whether or not your credit affects your ability to qualify.

What Can You Use A Title Loan For?

A title loan is a helpful tool that you can use to prepare for Christmas. You can use it to pay for whatever urgent financial need you have at the moment, such as the following:

1. Home Improvement

Households often need repairs to remain livable, which can be expensive. That’s especially true around the holidays when demand for those repairs skyrockets and many service providers take time off to enjoy Christmas.

A title loan could help you fund those repairs sooner rather than later, preparing your house for the festivities well before Christmas.

2. Auto Repairs

Keeping your car in optimal shape is also crucial for Christmas. A title loan can help you do that.

You’ll need your car to visit friends and family or even pick some of them up from the airport. Finding an available workshop or mechanic during the holiday season can also be challenging.

Save yourself the trouble by getting one of these loans to fund servicing, repairs, and new parts so your car is at its best when needed.

3. Urgent Travel

Even the best-laid Christmas plans can be disrupted by last-minute changes. For instance, you might find yourself needing to travel to be with family in another part of the country instead of them visiting you.

Last-minute travel can be costly whether you’re going by air or land. Thankfully, the emergency funds from a title loan can help you make those trips happen so your family enjoys Christmas together.

4. Medical Bills

People often get injured in the lead-up to Christmas. That’s because many people will be climbing tall ladders and hanging wires for their decorations.

The hefty bill from your visit to the emergency room could put a damper on your Christmas celebrations. However, settling it quickly using one of these loans can clear your mind and allow you to enjoy the festivities as much as you planned to.

5. Overdue Bills Or Rent

Overdue bills and rent come with negative consequences that are bad enough to deal with on a regular day. Problems like additional costs and service disruptions are certainly not what you want to deal with around Christmas.

Instead, you can use a title loan to get current on your bills and rent to ensure that all your Christmas plans go on without a hitch.

Can You Get A Title Loan With Bad Credit?

Yes, you can get a title loan even with bad credit. This type of loan has a short list of requirements, none involving having perfect credit to borrow money.

You must only provide valid identification and have your lien-free car title to proceed. Also, you must bring your car in for a quick inspection to determine its value.

As long as you meet the requirements, you can continue the process regardless of whether your credit is good or bad.

If all goes well, you can prepare for your Christmas celebrations in all the ways described above. 

How Do You Qualify For A Title Loan?

To qualify for a title loan, you must fulfill these requirements:

1. Valid identification: To qualify, you must provide a valid driver’s license or another government-issued photo ID.
2. Lien-free car title: You must also have a lien-free or ‘clear’ car title registered in your name for this loan type. That means the title must not have any outstanding loans or judgments against it, and it must show that you are the vehicle’s full owner.
3. Vehicle for inspection: The lien-free car title is the collateral that secures this type of loan. Still, you must bring your car in for a quick inspection to assess its value and determine how much you qualify to borrow.

Remember that you get to keep your car after the inspection and drive it home with you. That means you won’t have to worry about finding alternate forms of transportation during Christmas!

Get Started Now!

Don’t waste time with your Christmas preparations! Start by submitting the online form with your information to Delaware Title Loans, Inc. A helpful representative will contact you soon after that to guide you on what to do next.

They’ll brief you on the loan’s requirements and the following steps you’ll take. You can use that call as an opportunity to raise questions or concerns and enjoy total peace of mind along the way!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.