Budget Calculator

Having a budget is essential for assessing your financial health. Knowing how to divide your monthly income can help you establish what you need to spend on essentials and how much money you will have leftover for wants and savings.

The Delaware Title Loans, Inc. budget calculator is an interactive tool to assess your financial situation and determine ways to make your money work better for you! Learn about how much to use your money for wants, needs, and savings to create a budget that can make the most of your income.

How To Use Our Budget Calculator To Make Your Money Work For You

The Delaware Title Loans, Inc. budget calculator can help you establish your budget by assessing how much you spend on certain expenses. These expenses can range from necessities to luxuries, but each has importance when creating a budget. Before entering your information, you must write down some of these expenses and determine how much you spend on them monthly.

Monthly Income*

Housing

Utilities

Transportation

Groceries/Food

Bills

Entertainment

Miscellaneous

Budget Categories

Monthly Income

Housing

Utilities

Transportation

Groceries/Food

Bills

Entertainment

Miscellaneous

Budgeting Tips For Delaware Residents

Using the Delaware Title Loans, Inc. budget calculator gives you a better idea of how to divide your money. You can use the information it provides to craft your budget in a way where you can afford your essential expenses, as well as wants for entertainment and savings for your future.

You can also learn some budgeting tips below as you embark on a journey toward financial freedom:

Set savings goals

Budgeting can help you accomplish short and long-term financial goals. These can provide a goal for your savings and give you motivation to continue with your budget. Some savings goals you can budget for include buying a new car, moving into a new home, or paying off your student loans.

Start saving money in an emergency fund

Financial emergencies, such as losing your job, medical bills, and home repairs, can arise anytime. Having 3-6 months' worth of income saved just in case can help you afford urgent costs you don’t have time to prepare for. Set aside some money in an emergency fund every paycheck, and you could be better prepared to afford unexpected financial emergencies.

Cut unnecessary costs

If you cannot afford to allocate your money this way because your expenses are too high, it’s time to start cutting costs. Plenty of things we pay for weekly or monthly can throw our budget out of whack. Some expenses to cut include eating out, unnecessary subscriptions, and luxury items.

Automate your savings

Saving money can be put on the back burner when worrying about affording your lifestyle. One way to ensure you always do it is to automate your savings. You can set up money to be withdrawn directly from your bank account and sent to a savings account. You won’t have to actively do anything and can save money for an emergency fund or retirement.

Title Loans

Up to $15,000*

Turn your vehicle title to emergency cash with Delaware title loans. We make the title loan process easy by coming to you or meeting at a location of your choosing. You can also visit one of our multiple convenient locations throughout Delaware. Apply today to find out if you could receive title loan cash, regardless of your credit history.

Apply for a Title Loan

Installment Loans

Up to $1,500*

An installment loan, or personal loan, is a fast, easy, and convenient way to get extra cash when facing unexpected expenses and financial emergencies. Installment loans allow you to repay your loan over time, rather than at once. Apply today to learn if you qualify in a matter of minutes!

Apply for an Installment Loan

Find a Location Near You

No Store Visit Required

Want to learn more? For information on loans, financial tips, and more, visit our blog.