dental costs

How To Afford An Emergency Dental Cost

Dental pain is among the worst 'normal' pain that you can feel. Even the mildest of toothaches can quickly consume your life. Not to mention the fact that untreated dental issues will always become worse. Sadly, the emergency dental cost can be catastrophically high.

Emergency Dental Cost Solutions

Thankfully, there are ways to make the price a little bit easier to deal with.

Check Your Insurance Policy

If you have an insurance policy, check it. Even if you do not have dental coverage as standard, there is a chance that it may cover emergency dental treatment. This is because dental issues can lead to a whole host of other issues in your body. Often, it is much cheaper for the insurance companies to cover the dental issues as opposed to waiting for things to get worse.

Use Dental Colleges

People have to learn dentistry, and dental colleges are where they go to do it. Because these people are not fully qualified and they are using you to train, the costs are going to be far lower than heading to a standard dentist.

Don't worry, though. Even if you are in the hands of some untrained college student, you are still going to be under the watchful eye of somebody with a bit more experience. Nothing is going to go wrong!

Talk To A Dentist About A Payment Plan

If you have no choice but to head to a normal dentist, then you may want to talk to them about getting an installment plan for your dental treatment, particularly if your emergency dental issues are going to be much tougher to deal with e.g. needing a root canal, tooth replacement, etc.

They may have to carry out a credit check on you, but many dentists are going to be quite relaxed on credit requirements. If you can spread the cost of your payments over several months, then chances are that heading to a dentist is going to be much more affordable for you. You just need to work out how to fit the dental trips into your monthly budget. After all, you do not want to ruin your credit score here!

emergency dental cost

Ask Friends, Family For Assistance

Sometimes, friends and family members are more than happy to help cover the cost of an initial visit to the dentist. We are positive that a good number of people already know just how bad dental pain can be, and they will likely sympathize with you.

Of course, there is only so much that you will be able to ask of your friends and family here. We do not recommend that you ask those that may struggle to afford it. You don't really want to be putting people into an awkward position, after all.

Sell Unneeded Possessions 

If you are in dire need of emergency dental treatment, then this process may be a bit slow. However, if you can afford to cover the costs of quick pain relief, then selling your unneeded possessions may provide you with a little bit of extra income.

Sell old electronics, toys, games, and furniture in good condition on places like Facebook Marketplace. You could be able to make a few sales in a couple of hours, which is going to be great for funding your dentistry!

Do remember that some people are going to haggle on the prices. It is up to you whether you want to accept. Don't go too low, or covering dental costs may be hard.

Need To Borrow Cash? An Installment Loan Could Be An Option

If you are struggling to find the funds that you need to cover your emergency dental cost, then you may find that an installment loan online may be an option.

An installment loan from Delaware Title Loans, Inc. can offer up to $1,250 within a few hours. All you need to start the inquiry process is your ID, checking account statement in your name, and proof of your income.

These loans are very similar to traditional bank loans in that you will pay back the cash that you borrow in equal installments. You will need to undergo a credit check, but the requirements are often not as strenuous as that of a normal bank loan.

The process is fast. As we mentioned, you could have cash in a few hours. However, the inquiry process can take as little as 30-minutes. It begins by filling in a short inquiry form online and then meeting us at your local Delaware Title Loans, Inc. lending location for a document inspection and loan agreement signing. 

Get Your Tooth Issues Treated Today

The emergency dental cost can be high, but this doesn't mean that you have to suffer. There are various ways to bring the cost of dental treatment down. This may be a trip to your local dental college or obtaining an installment loan. If you are looking for an installment loan online, fill in the form on this site today. You could have the cash that you need in just a few short hours.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.