How Emergency Car Title Loans Can Help With Unexpected Expenses
If you’re worried, stressed, or frustrated about an unexpected expense, it may be time to consider emergency car title loans. These loans are an option for those with a paid-off, lien-free title and need cash fast to pay an urgent cost. There are four ways same-day title loans can help you face an unexpected financial emergency, and it is important you know what these four methods are. Let’s examine these four aspects in detail to see if an emergency title loan could help you today.
Car Title Loans For Financial Emergencies
1. It’s Easy To Qualify
Unexpected expenses create tension in your bank account and your mind. Sifting through piles of paperwork and stressing about loan applications can be draining, which is why Delaware Title Loans, Inc. makes getting emergency car title loans a breeze. You’ll need three things:
- Driver’s License or State Issued ID.
- Lien-Free Title to Your Vehicle
- Your Vehicle for Inspection
You don’t need a bank account or good credit to apply. Once you’re approved and get your emergency money, you’ll be able to use it to address your urgent financial needs.
2. You Can Get Cash Fast – As Fast As Today
Many banks and credit unions take up to a week to determine if you’re approved for a personal loan. That means you could wait a week to hear that you aren’t getting the cash you need!
Unlike these complicated traditional lenders, Delaware Title Loans, Inc. offers same-day title loans to put the cash you need in your account by the end of the day. The latest our borrowers see their money is the next bank business day, which means you can receive your emergency money on the same day or the following business day.
3. You Can Cover Both Minor and Costly Emergencies
Our emergency car title loans are given in any amount from $300 to $15,000. The amount depends on two factors: your financial needs and the condition of your car.
Many of our borrowers face short-term expenses that need to be covered sooner rather than later. You may only need a few hundred dollars to cover an urgent expense like:
- An overdue utility bill
- The replacement of an essential home appliance (e.g., stove, refrigerator, etc.)
- Emergency travel to visit an ill relative or to attend a funeral
Other borrowers face more significant expenses that have piled up and can’t be ignored. You can use a large title loan to cover the following:
- Urgent home repairs due to a storm, isolated incident, or another occurrence
- Car repairs on a secondary vehicle
- Emergency medical procedures and bills
Your Car’s Condition
Emergency car title loans use your paid-off, lien-free vehicle title as collateral. This means the car’s value must equal or surpass the loan amount if the borrower stops making payments.
The last part of the car title loans process includes a brief inspection of your car to determine its value. Our representative will look at the car’s year, make, mileage, previous accidents, and condition. We use prices comparable to the standard Kelley Blue Book Price Advisor.
4. You Keep Your Car During The Loan
If you’re facing unexpected expenses, the last thing you want to do is give up your primary vehicle. After all, you need it to go to work, go grocery shopping, and take care of your family. That’s why Delaware Title Loans, Inc. lets you keep your car as you repay the loan.
You’ll need your car for the inspection, and then you’ll be able to take it home and drive it as usual. As you pay the loan back on time, your car remains with you and is not affected by the title loan.
How To Get Emergency Car Title Loans
If you’re ready to pursue emergency car title loans in L.A., head to our homepage to get started. You’ll fill out our online form and wait for a call from one of our local representatives. This person will be your partner throughout the title loan process, and they will meet you in person at either our store, your home, or another location of your choice.
At this meeting, bring the three items you need to qualify. The loan representative will sit with you to review your documents, inspect your vehicle, and determine your potential loan amount. If you are eligible, you’ll get your emergency money that day or the following business day.
Fill Out Our Online Form Today!
Emergency car title loans from Delaware Title Loans, Inc. are helping thousands of people across Delaware this year. Whether you need money to take care of your home or a few grand to dig yourself out of a pressing financial hole, we’ve got you covered. Bring your car, your I.D., and lien-free vehicle title to Delaware Title Loans, Inc. to access same-day title loans. You’ve found a quick and easy option to help face your urgent expenses; fill out our online form to get started today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.