Delaware Vehicle Title Mistakes To Avoid

28 Jul 2022
Updated on 7 Apr 2025
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Person reaching into car glove box to find title for Delaware Title Loan with text Delaware Vehicle Title Mistakes To Avoid

If you're thinking about getting a Delaware title loan, having a clean vehicle title is essential. Unfortunately, many people make simple title mistakes that can delay the process or prevent loan approval altogether.

In this guide, we’ll go over the most common vehicle title mistakes to avoid and how they could affect your ability to get a car title loan in Delaware.

Errors To Look Out For With Your Delaware Vehicle Title

1. Trying To Fix Errors On Your Own

It might be tempting to cross out or correct mistakes directly on your vehicle title, but doing so can void the document. Avoid these common title errors:

  • Changing the vehicle color by hand
  • Covering up old or incorrect signatures
  • Attempting to fix odometer readings
  • Using correction fluid or tape

Why it matters: Any signs of tampering will make the title invalid for both selling the vehicle or using it to secure an auto title loan in Delaware.

What to do: Visit the DMV to request a corrected title with proper documentation.

2. Losing Your Vehicle Title

Losing your vehicle title is more common than you’d think. Since we don’t use it daily, it can easily be misplaced.

Why it matters: You must present a lien-free vehicle title to qualify for a Delaware title loan.

What to do: Don’t wait. Visit your local DMV as soon as you realize it’s lost and apply for a replacement title.

woman reviewing her title loan agreement from finding her vehicle title

3. Keeping Both the Original and Duplicate Title

If you apply for a duplicate title and later find the original, throw the old one away. Once a new title is issued, the original becomes invalid.

Why it matters: Using the old title by mistake could cause legal confusion or loan delays.

4. The Wrong Person Signs the Title

Mistaken or unauthorized signatures can happen during private sales or transfers. If someone signs and later backs out, the title becomes compromised.

What to do: Head to the DMV and request a replacement title. Never try to scratch out a signature—it’ll only make the situation worse.

5. Not Transferring the Title Into Your Name

If you’ve bought a vehicle and haven’t transferred the title, that’s a serious issue.

Why it matters: You must legally own the vehicle to qualify for a Delaware auto title loan.

What to do: Transfer the title into your name immediately. Even if there are late fees, it’s necessary to protect your ownership.

How These Mistakes Impact Your Delaware Title Loan

If you’re applying for a Delaware title loan through Delaware Title Loans, Inc., you’ll need a clean, lien-free title in your name. Any of the issues listed above could prevent you from qualifying.

Once your title is in order, the process is simple:

  1. Fill out our quick online form on DelawareTitleLoansInc.com
  2. A loan representative will contact you to discuss your application
  3. You’ll choose to meet at a store location or a convenient place of your choice
  4. A short inspection is done on your vehicle and documents
  5. If approved, you can receive cash the same day or by the next business day

Start Your Delaware Title Loan Process Today

If you discover any of these issues with your Delaware vehicle title, make sure you address them as soon as possible. Otherwise, you're free to present your vehicle to Delaware Title Loans, Inc. for a title loan to cover the sudden expenses in your life.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.

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