What Do I Need To Do A Delaware Title Transfer?
If you are yet to do a Delaware title transfer, you might feel overwhelmed by all the jargon. But allow us to alleviate your worries — it's pretty easy!
As long as you complete the relevant sections of the title, have insurance, and can pay the fee, you're good to go.
That said, the process changes slightly depending on whether you're the seller or the buyer. So, we'll use the following sections to cover the details of transferring your car title based on your circumstances.
Everything You Need For A Delaware Title Transfer
If you are new to the state, you must title and register your out-of-state car within 60 days of you taking up residency.
Once you've established residency, you're required to complete the title transfer in person at your nearest Delaware Division of Motor Vehicles office.
After selling your vehicle, you need to do a Delaware title transfer within 30 days of the sale. You'll be forced to pay a $35 late fee if you don't.
As a general rule, you will need the following things to conduct a Delaware title transfer:
- A completed assignment of the Certificate of Title section, located on the back of the title. It must include the buyer's name and address, sale date, purchase price, and odometer reading.
- Both the buyer and seller need to sign and date it.
- The seller must fill out the Proof of Sale section on the registration and send it to the Department of Motor Vehicles.
- Proof of liability insurance accepted residency proof, and a Delaware driver's license are required.
- Fee payment of $55 if there's a loan on the car or $35 without a loan.
- A smog certification and vehicle inspection.
Out Of State
If you need an out-of-state title transfer, you will need to:
- Complete the vehicle purchase in another state.
- Bring the old title, bill of sale, and insurance proof to the DMV to get a 5-Day Temporary Tag.
- Take your vehicle to the Delaware inspection lane.
- After receiving an inspection certificate, take your paperwork to the DMV to get your title and registration.
More On Smog Certification And Vehicle Inspection
Delaware necessitates vehicle inspections on all cars whenever somebody titles their vehicle within the state for the first time. It's also required when you renew your registration.
They test to see whether your vehicle's evaporative emissions and exhaust fumes exceed state standards.
Although, the following exemptions are in place:
- A passenger vehicle older than the model year 1967 or was manufactured in the last five years and weighs less than 10,00lbs
- It's a motorcycle or diesel engine manufactured prior to 1997
How To Transfer Your Vehicle Title In Delaware
At the base level, transferring a title in Delaware means:
- Visiting your closest DMV office.
- Submitting the required documents, ID, and payment.
- Getting a temporary vehicle title.
- Receive your official copy in the mail.
If you're purchasing from a dealer, they'll handle the transfer for you. But if you're buying from an individual, it's best to ensure both parties are present when visiting the office to avoid confusion.
Why Bother Doing A Delaware Title Transfer?
Other than being a legal requirement, after successfully transferring your vehicle's title, you can gain approval for a Delaware car title loan to help fund emergencies.
With our loans, you can borrow between $300 and $15,000 based on the value of your vehicle. We don't conduct hard credit inquiries, making it one of the easiest ways to gain cash in a crisis. Just be aware that your newly transferred title needs to be lien-free and match the name displayed on your driver's license or another form of government-issued photo ID.
Whether trying to cover the costs of unforeseen medical bills, home repairs, or same-day flights, follow the steps below to get a title loan from us.
Steps To Getting A Loan With Your Car Title
- Start by completing our easy-to-understand online form.
- Keep your phone with you, as we'll call back as soon as we see your request come through.
- During our conversation, we'll ask where you prefer to meet. Don't feel you have to come to your nearest Delaware Title Loans, Inc. branch; we're happy to meet at your home or workplace.
- No matter where you decide to meet us, make sure you bring your:
- lien-free vehicle title
- government-issued photo ID (e.g., driver's license or passport)
- At the meeting, we'll verify your documents and appraise your vehicle to decide how much money we can lend.
- If you're happy with our consensus, we will take you through the remaining paperwork, requesting your signature at the same time.
- Finally, the money will appear in your bank account the next day. Some people get super lucky and receive it on the same day!
Send In Your Delaware Car Title Loan Request Now!
See? Doing a Delaware title loan isn't as complicated as it first seemed — and it opens up a new way to fund emergencies. Complete our easy online form or give us a call to kickstart your car title loan application right away.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.