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Get A Loan With Car Title Without A Long Approval Process

When you want to get a loan with car title, look no further than Delaware Title Loans, Inc.! Applying for a car title loan is quick and easy with only a few requirements that you need to fulfill. Read through this quick guide to understand how you can get a loan with your car title and how short the approval process can be to do so!

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How Do You Borrow Money With A Car Title?

Many people don’t know that they can get a loan with car title quickly and easily, but it’s true! Let’s suppose you own your car outright, without any judgments or outstanding loans against it. In that case, that means you also have a clear or lien-free car title.

You can use that car title as collateral to secure a loan. That loan allows you to borrow money quickly for a short-term period just by using your car title. However, the exact amount you can borrow will depend on the value of your car.

During the process, a representative will determine your car’s value by inspecting its condition and referring to a nationally recognized pricing guide. Then, they’ll tell you how much you can get. These loans are good for several reasons, especially because you get to keep your car as you repay your loan.

On top of that, there’s also no long approval process involved with getting one of these loans. In other words, you’re using the car title to borrow money without disrupting your daily driving habits like commuting to work or sending your kids to school.

Can You Get A Car Title Loan With Bad Credit?

Another reason title loans are a popular option among borrowers is that they’re accessible even to people with bad credit. So, don’t worry if your credit is less-than-perfect. As long as you fulfill the few requirements for car title loans, your application will be considered just like anyone else’s.

Do You Need Your Driver’s License To Get A Car Title Loan?

You don’t need to bring your driver’s license to get a loan with car title. However, you will need a valid state-issued photo ID to complete your application and to prove that you are of legal age. Keep in mind that minors can't get a loan. Aside from that, you’ll also need:

  1. A lien-free car title: As you read earlier, you must have a car title that’s lien-free or “clear”, meaning it has no judgments or outstanding loans against it. That car title must be registered to your name, so if it’s not, you’ll want to drop by the DMV to transfer it to you first.
  2. The car for inspection: You get to keep your car if your application is approved, though you’ll still need to bring it in during the application for an inspection. That way, a representative can check its condition and determine how much you qualify to borrow.

Once you have your valid identification, car title, and car ready, you can proceed with the quick application process.

How Long Does It Take To Get A Car Title Loan?

It doesn’t take long at all to get a loan with car title. First, you can start applying at any time by completing the online form with your basic information and details about your car.

Then, the in-person portion of the application process can take as little as 30 minutes to complete. You’ll find out whether or not your application is approved at the end of that process.

Finally, if approved, you could get your money as soon as the same day or by the next business day. From start to finish, the car title loan application process takes very little time to complete.

What Does The Car Title Loan Application Process Look Like?

Getting through the approval process for a car title loan is as easy as 1-2-3! Here’s what your application process will look like:

  • Step 1: Fill out the online form and wait for the loan representative to call you. They’ll also help you set a time to meet them in person to finalize the application.
  • Step 2: Meet the loan representative in person. They’ll inspect your car, verify your documents, and help you complete the application.
  • Step 3: Wait for a decision and get your cash! If approved, the money could be yours on the same day or by the next business day.

From start to finish, you’ll be done with the application process in no time!

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Get A Loan Now!

You don’t have to wait any longer to get a loan with car title with Delaware Title Loans, Inc.! Take the first step by filling out and submitting the online form. A loan representative will call you soon after to guide you through the entire process.

In the meantime, prepare your required items. Having everything prepared will help the application process go as smoothly as possible, saving you plenty of time along the way!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.