filling out a title loan application

How Do I Fill Out A Title Loan Application? What Do I Need?

If you are considering getting a title loan, you will need to fill out a title loan application as the first step. Even though doing paperwork is never fun, title loan applications from Delaware Title Loans, Inc. are easy to fill out and are completed in as little time as possible.

Here, you will learn how to fill out a Delaware title loan application, in addition to what you will need, how your vehicle will be appraised, and more.

How To Fill Out A Title Loan Application

Filling out a title loan application happens in a few steps. You begin by ensuring you have all the required items. Then, get in touch with a title loan representative so that you can continue the process, get your vehicle appraised, and finally, sign the contract if approved. Let’s take a closer look at all these steps.

Step 1: Make Sure You Have The Required Items

Before you go to fill out a title loan application, it’s a good idea to make sure you have the required items beforehand. If you don’t do this, you might waste your time only to find that you don’t have the items required to qualify for one of these loans.

To qualify for a title loan from Delaware Title Loans, Inc., you will need a driver’s license or state-issued ID, a lien-free title to your vehicle, and your vehicle for inspection. You will need all three of these items in hand whenever you apply.

It’s important to note that the title must be lien-free and in your name. In other words, the title needs to be in your name and have no outstanding debts on it. If the title is not lien-free, it will not be eligible for a title loan. 

Likewise, you won’t be able to get a title loan if the title is not in your name. You can change the title to your name by heading over to your local DMV.

speaking with a title loan lender

Step 2: Get In Touch With A Title Loan Lender

If you have these three items, you can get in touch with one of our loan representatives so that you can get the process started. All you need to do to get in touch with Delaware Title Loans, Inc. is fill out our online title loan form. This form will begin the process of getting the money you need.

After you fill out the online form, a representative from one of our closest branches will give you a call. You can set up an appointment with one of our representatives at this point at a location of your choice so that you can continue the title loan application process.

Step 3: Get Your Vehicle Appraised At The Appointment

During the appointment, your vehicle will be appraised. This appraisal is used to determine how much money you can be loaned. With Delaware Title Loans, Inc., you can get a title loan between $300 to $15,000, based on the value of your vehicle.

This step is easy for you. You don’t have to do anything during the appraisal process other than allow the representative access to the vehicle so that they can establish its current value.

Step 4: Sign The Contract

Finally, once your car has been appraised and your documents reviewed, you might get approved for a title loan. Once this happens, the last thing you need to do is sign the contract so that you can get the money you need.

Do I Need A Job To Apply For A Title Loan?

One of the benefits of selecting a title loan is that you do not need a job or employment to apply. Instead, all that you need are the three items mentioned above: a lien-free title in your name, the vehicle, and a government-issued ID.

What About My Credit Score?

You don’t even need a fantastic credit score to get approved. Here at Delaware Title Loans, Inc., all credit types are welcome to apply. So, you can apply for one of our loans, even if you have bad credit.

qualifying for title loans

Get Your Title Loan Today!

If you have all the required items for a title loan, filling out a title loan application may be the next step for you. To get started, all you need to do is fill out our online inquiry form. From there, we will walk you through the rest of the title loan application process so that it is as easy and convenient as possible.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.