In today’s digital age, when there’s an app for everything from dating to texting cat pictures, too many people are still using pen and paper to handle their finances.

They collect receipts, draw up ledgers, and do the math, but who has the time for all that? In today’s world, there’s no reason to not use one of the many budgeting apps out there to make budgeting fast, easy and even fun. Here are 5 of the most effective and user-friendly budgeting apps that are currently available on your smartphone.

Wally

One of the most important aspects of a budgeting app is ease of use and simplicity, and Wally is a great app to ease you into the world of digital budgeting if you’re a little hesitant to take the plunge. It’s very intuitive, user-friendly and makes handling budgeting on your own a breeze.

Dollarbird

If you want a little more granularity and control over your budget and don’t mind it being a little more work-intensive, then Dollarbird could be the budgeting app you’re looking for. You have to manually enter expenses, but once that’s done it will help you create a more detailed budget than you’d be able to on your own.

HomeBudget with Sync

This paid app costs a bit more than the others on this list, but is worth it if you’re trying to keep more than one person on a budget. Whether that means you and your partner, your kids, or even your entire family, HomeBudget will sync any budget you create to the phones of the people you designate as users. That makes it invaluable when it comes to trying to keep everyone on the same spending page.

Related: Want to ensure your budget dreams come true? It's all about your mindset. Here are 3 ways to have a healthy outlook on money!

Digit

Digit is for those that are looking for something a little more automated than the other apps on this list. It automatically tracks your spending month to month and aggregates the data to calculate your average income to expense ratio.

Based on this analysis, Digit will automatically begin transferring a portion of your income to a designated savings account each month. This amount is only part of your excess monthly income so it won’t interfere with your normal spending habits. By taking the human factor out of saving, you’ll be surprised how fast your nest egg can grow.

Mint

Mint is pretty much the king of budgeting apps. Not only will it track your expenses, but it will interpret the data, break it into categories and spot spending trends that you can use to refine your budget. Mint also has a wealth tracking feature that will chart how your net worth changes over time.

If you only want to use one budgeting app, then Mint is right for you. It is user-friendly enough that anyone can use it to start their budgeting journey but has enough advanced features that it can handle whatever budgeting needs you have.

Which Budget App Is Right for You?

We already let apps decide how many steps we take each day, search for title loans, learn what our carb intake should be, and how long to brush our teeth each night.

Why shouldn’t we take advantage of this technology to keep closer track of our finances? See which one works for you. You can try them all, mix and match, and see what you like best, all from the comfort of your couch. Budgeting has never been easier!

For more about budgeting your paycheck, read our other personal budgeting articles.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.